Dave Ramsey’s Foundations in Personal Finance for teens is the homeschool course Lindsey loves to hate. Or more accurately, it seems to be the course she hates to love.
About the Foundations in Personal Finance program:
This course includes 14+ hours of instructional video on DVD, plus one student workbook. If you have more than one student who will be using the program, you’d want to buy an additional workbook for each student. (I plan to purchase a book for Kathryn later on.) Each of the four units (titles/topics listed below) contain three chapters.
- Unit 1: Saving and Investing
- Unit 2: Credit and Debt
- Unit 3: Financial Responsibility and Money Management
- Unit 4: Insurance/Risk Management and Income/Careers
Our experience with Dave Ramsey Personal Finance:
Every time this on Lindsey’s schedule for the week, she complains. She procrastinates. She even whines about having to do it. She says she hates it.
But once she starts watching the lesson — every.single.time — she laughs out loud and is clearly absorbed in it as she watches. (Then, to make sure I don’t think she likes it, she reminds me it is merely “the laughter of hatred.” Silly girl.)
I think what she actually dislikes is having to get out the laptop, and remembering to fill out the workbook as she watches the lesson. However, the information is clearly getting through; I think she’s had better retention with this course than in almost any other subject. And more than once she’s referred to something “Dave Ramsey said” in conversation.
I’ve listened in on most lessons, and I’m telling you: I wish I’d had this years ago! This program is not at all childish; in fact, the subject matter is something just about every adult probably ought to watch. But it’s clearly geared towards teens, which makes it even more entertaining. (Dave Ramsey is a funny guy!)
We’re counting this course as one 1/2 of a math credit for Lindsey.
I received no compensation for this review, and purchased the curriculum myself. I admit, it’s rather pricey. Even so, I’d highly recommend it for all teens, especially once they have a job or any income of their own!